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Find a Colorado Home Buying Program

Are you a first time home buyer in Colorado?

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Programs to Help Buy Today

Less Than Perfect

Home Buyers with less then credit scores can use FHA loan options. Home loans start with low Convetional 3% and FHA 3.5% down payment.

First Time Buyers & More

Home buyers do not have to be a first-time home buyer to qualify. There are low down programs available to all home buyers.

Powerful Updates

Custom alerts to get real time updates on homes as they become available. The best homes sell fast.

No Down Payment

CHFA home finance program may provide a no down payment option to help you buy your next dream home.

How it works

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first Home Buyer
first Hi, I'm Chad. How can I help?
first Share details
first Home Buyer
first Hi, I'm Chad, How can I help?
1

Find the right home

It all starts here by choosing a home and low down payment option that best fits your purchase plan.

2

Find the right loan

Help to understand and follow loan estimate, loan program, interest rate, monthly payment and cash to close.

3

Painless process

Once you know your options you'll be ready to buy a home.

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Takes two minutes. Won't affect your credit score.

Frequently asked questions

Q: How does a home buyer qualify for low down payment programs?
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Buyers must have qualifying income, meet at least 600 credit score and occupy as primary residence. Ask your loan officer for additional qualifications.

Q: How much do I need for my down payment?
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Your down payment depends on which program you qualify for and which program you can get approved for. Some first time programs have income limits, but do not worry we can have lenders that can review all loan options with you.

Q: Can I find a loan with 3.5% down payment?
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Yes, FHA offer 3.5% down and is an excellent choice. We also offer Conventional, VA, and USDA mortgages. Each loan is has differnt guidelines.

Q: Can low down payment really help me buy a home?
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Yes, we help home buyers every day to achieve their goals of purchasing a home.

Q: What kind of home loan are available.
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Typically first time buyers like 30 year fixed loans and we can offer low down Conventional, FHA, VA and USDA loans.

Q: What is the first step to take advantage of low down payment programs?
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Start with “FIND PROGRAMS” answer the questions, connect with our real estate professionals and have your options emailed to you.

Get started in minutes

Speed matters. Which is why you can start your estimate today. Without affecting your credit score.

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Won't affect your credit score.

All Rights Reserved. Copyright 2020. No advertisement or solicitation from firsthometime.com is meant to be a mortgage brokering activity or mortgage lending activity. All brokering or lending activities can only be completed by licensed real estate professional. All information, home buying programs are subject to change without notice. All loans subject to underwriter approval. Terms and conditions apply. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.